||Land/Home Financial Services, Inc., a national mortgage lender, offers many factory-built home mortgages with superb customer service. We provide consumers with more manufactured home mortgage and modular home mortgage options when purchasing factory-built homes including manufactured housing, modular housing, HUD Code homes (mobile homes) and panelized housing. We offer construction loans and permanent financing at competitive rates with low costs. Single close and two close construction-to-permanent loan programs are available. We have every residential loan product available in the manufactured housing mortgage and modular housing mortgage arenas and are approved with Freddie Mac, Fannie Mae, FHA and VA in order to deliver the most cost effective mortgage to our manufactured home and modular home consumers.
Land/Home Financial also has numerous "niche" mortgage lending products to meet your manufactured home financing needs. We have a MH Residential Program for quality homes that are comparable to site-built homes in appearance and amenities, enabling borrowers to obtain site-built comparable rates and underwriting. Our "Retro-Fit" program allows homeowners to easily convert a non-compliant foundation to a permanent one that meets all lender requirements for a conforming mortgage, and includes the ability for "cash-out." We also have options for cash-out and debt-consolidation mortgages, ARMS, jumbo loans, 2nd and vacation home loans, home-equity loans, and manufactured home-only (chattel) financing. A wider choice than you can find almost anywhere. .
In addition, Land/Home Financial also has a MH Wholesale Program, as well as specific loan products for broker submission including a Full Doc Conforming Program, all focused on factory-built housing.
We are a seasoned team of factory-built mortgage professionals that has been a premier manufactured housing mortgage lender since 1988. Our mission is to provide superior and consistent service to our valued manufactured home, modular home and panelized home retailers, builders and manufacturers. We also offer a complete range of site-built residential mortgages that set us apart from competitors.
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Equal Housing Opportunity Lender. Rates and programs subject to change. NMLS# 1796. Land/Home only conducts business in states we are licensed in. Click here to view our licenses.