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Land/Home Financial Services, Inc. Construction Loans
Are you interested in a loan for a manufactured or modular home, including a dream home or second/vacation home, which involves construction and/or site development? 

Land/Home Financial is not only an industry-leading manufactured and modular home lender, but construction lending experts as well. We can answer your questions and your retailer's/builder's questions so your home building project keeps moving smoothly from groundbreaking to final completion.

We are a unique lender of manufactured and modular home loans in that we offer Construction-to-Permanent Loans that are either a one-close loan or a two-close loan depending on the financial desires and benefits for the borrower. This means with one application, you get all the financing you need in one easy process whether you desire a one-time or a two-time close.

Land/Home Financial is a manufactured and modular "friendly" lender because of our over 23 years of experience. Aside from the choice of either a single close or two-close construction to permanent loan, we also offer a range of financing options, including:

  • FHA, VA or Conforming Loans (Fannie Mae or Freddie Mac).
  • MH Residential Program.
  • Down payment options as low as 3.5%.
  • Use of the equity in your lot to cover down payment and closing costs.
  • The purchase of your land can be included in your loan.
  • Fixed Rate and ARM products.
  • Fast approvals and one-on-one customer service throughout the process.

If you desire further information on construction loans, please choose from the following:

FAQ's about Construction-to-Permanent Loans

The Construction Process

One-Close Versus Two-Close Construction-to-Permanent Loans

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