FAQ's

Loan Information
Descriptions
Mod. Prg.
Closing Costs
APRs
Req Docs
Credit Info
Mort. Process
1st Time Home Buyer

Construction Loans

Glossary

Loan Advisor

MH Organizations

Loan Information

This page provides links at the left to guide customers through additional loan information.

Are you interested in the difference between conforming mortgage loans (Fannie Mae and Freddie Mac) and government loans (FHA and VA)?  Take a look at Loan Program Descriptions.  If you have a specific interest in modular homes, look at general information on Land/Home Financial’s Modular Program.

Do you need more specific information on what a mortgage loan will cost you and how interest rates work?  Go to the tab at the left on Closing Costs or APRs.  Of course you can always email your specific mortgage questions to the Loan Advisor.

The link to Required Docs provides a list of the paperwork you’ll need to complete the loan process. The Credit Report Information link provides information on obtaining your credit reports and how to address any issues with them. The Mortgage Process link on the left allow you to gain further insight into the loans process.

If you are a first-time homebuyer, we have a very useful pamphlet for your use entitled “Land/Home's First-time Homebuyers Guide,” a PDF document.  You will need Acrobat Reader to open PDF documents. This can be downloaded, free of charge, at www.adobe.com.

Land/Home Financial’s first priority is providing funding options that meet our customers’ diverse needs. In reaching that goal, it is important to us that our customers understand the loan process and how they can play an active role in choosing the most appropriate funding for their particular needs.

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